tough choices
What Life Looks Like at $22,433 a Year
A glimpse into my financial present and my financial future.
The End or the Beginning?
When one thing ends another begins…
Drastic measures to cut debt
Some recent adjustments to my budget have given me more money to pay toward my debt obligations–but I admit, these cuts are a little drastic.
Tough choices: Pay down debt or save for emergencies?
What’s more important, paying down debt or saving for emergencies? Will the answer be the same for everyone?
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401k book cash-based living cash budget common sense contracts credit cards debt-free for life debt-land debt payoffs debts debt snowball decision-making divorce economy emergency fund excessive spending extra cash financial future friends government hardship helpful books holidays income interest interest rates job living within means motivation my story net worth obligations payments payoff order purchases reading refunds retirement shopping spending support groups tough choices travel vacations

