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	<title>A Financial Journey &#187; spending</title>
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	<description>From the depths of debt to a cash based existence</description>
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		<title>YNAB: You Need A Budget Software for Personal Finances</title>
		<link>http://www.afinancialjourney.com/2011/12/ynab-you-need-a-budget-software-for-personal-finances/</link>
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		<pubDate>Sat, 17 Dec 2011 04:26:45 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[spending]]></category>
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		<description><![CDATA[YNAB is a nifty little software program to help you budget your money and create a spending plan that will keep you from worrying about your money! It works.]]></description>
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		<title>The End or the Beginning?</title>
		<link>http://www.afinancialjourney.com/2011/06/the-end-or-the-beginning/</link>
		<comments>http://www.afinancialjourney.com/2011/06/the-end-or-the-beginning/#comments</comments>
		<pubDate>Sun, 05 Jun 2011 16:26:24 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[tough choices]]></category>

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		<description><![CDATA[When one thing ends another begins...]]></description>
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		<title>Are rewards for successfully paying down debt a good idea?</title>
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		<comments>http://www.afinancialjourney.com/2009/06/are-rewards-for-successfully-paying-down-debt-a-good-idea/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 15:24:53 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[cash budget]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[spending]]></category>

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		<description><![CDATA[Rewards might be a necessary and deserved part of any debt reduction plan.]]></description>
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