refunds
Common sense living: Refuse to pay what you don’t owe
Keep your eye out for charges you shouldn’t be paying and then act immediately to get them refunded.
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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making economy emergency fund excessive spending extra cash friends government hardship holidays income interest interest rates job legislation net worth obligations payments payoff order problem solving purchases refunds rewards shopping spending support groups tough choices travel vacations
