purchases

Common sense living: Refuse to pay what you don’t owe

Keep your eye out for charges you shouldn’t be paying and then act immediately to get them refunded.

Bought a used truck

An update on my search for an affordable truck.

Holiday roundup

How the holidays impacted my efforts to get debt-free forever.

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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making economy emergency fund excessive spending extra cash friends government hardship holidays income interest interest rates job legislation net worth obligations payments payoff order problem solving purchases refunds rewards shopping spending support groups tough choices travel vacations

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