holidays
Holiday roundup
How the holidays impacted my efforts to get debt-free forever.
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401k book cash-based living cash budget common sense contracts credit cards debt-free for life debt-land debt payoffs debts debt snowball decision-making divorce economy emergency fund excessive spending extra cash financial future friends government hardship helpful books holidays income interest interest rates job living within means motivation my story net worth obligations payments payoff order purchases reading refunds retirement shopping spending support groups tough choices travel vacations
