hardship

What Life Looks Like at $22,433 a Year

A glimpse into my financial present and my financial future.

Unexpected expenses aren’t always that unexpected

I think it’s pretty clear from the repetitive nature of certain events that they aren’t really that unexpected after all!

It’s a new world

Change is afoot in the US economy and my debt load means I might not be ready for it.

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401k book cash-based living cash budget common sense contracts credit cards debt-free for life debt-land debt payoffs debts debt snowball decision-making divorce economy emergency fund excessive spending extra cash financial future friends government hardship helpful books holidays income interest interest rates job living within means motivation my story net worth obligations payments payoff order purchases reading refunds retirement shopping spending support groups tough choices travel vacations

Image of It's all fun and games t-shirt

Image of It's all fun and games t-shirt

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