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	<title>A Financial Journey &#187; decision-making</title>
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	<link>http://www.afinancialjourney.com</link>
	<description>From the depths of debt to a cash based existence</description>
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		<title>Holding Off on Any Major Financial Decisions for the Moment</title>
		<link>http://www.afinancialjourney.com/2012/01/holding-off-on-any-major-financial-decisions-for-the-moment/</link>
		<comments>http://www.afinancialjourney.com/2012/01/holding-off-on-any-major-financial-decisions-for-the-moment/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 06:13:09 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=232</guid>
		<description><![CDATA[Although I have been struggling with a major financial decision for the last 6 months, I have finally concluded that the cons outweigh the pros at the moment and that I'm going to hold off on doing anything major quite yet.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Divorce Papers Are With the Judge</title>
		<link>http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/</link>
		<comments>http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 16:35:29 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/</guid>
		<description><![CDATA[An update on the status of my divorce and finances.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Impact of Divorce Posts Will Come Later</title>
		<link>http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/</link>
		<comments>http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 03:50:58 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[my story]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/</guid>
		<description><![CDATA[Blogging during a divorce can be tricky. To protect my financial interests, I've made the decision to limit how much I tell until after the divorce is final. Just in case.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Divorce &amp; Money Book Teaches How to Make the Best Financial Decisions During Divorce</title>
		<link>http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/</link>
		<comments>http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/#comments</comments>
		<pubDate>Tue, 19 Jul 2011 04:55:55 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[my story]]></category>
		<category><![CDATA[reading]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/</guid>
		<description><![CDATA[There are a lot of good reviews of this book, so if you're in a situation where you need some financial advice for a divorce, this book is an excellent option.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An Emergency Fund is Important</title>
		<link>http://www.afinancialjourney.com/2011/07/an-emergency-fund-is-important/</link>
		<comments>http://www.afinancialjourney.com/2011/07/an-emergency-fund-is-important/#comments</comments>
		<pubDate>Tue, 19 Jul 2011 04:13:47 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[emergency fund]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/07/an-emergency-fund-is-important/</guid>
		<description><![CDATA[If you are debating the wisdom of paying off debt versus saving for an emergency, I would advise you to put some money away. At least the minimal $1,000. Preferably more.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Financial Future To Be</title>
		<link>http://www.afinancialjourney.com/2011/06/my-financial-future-to-be/</link>
		<comments>http://www.afinancialjourney.com/2011/06/my-financial-future-to-be/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 19:14:30 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[debt-free for life]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[income]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/06/my-financial-future-to-be/</guid>
		<description><![CDATA[The impact of divorce on my finances and how this is not the end but the beginning of a better financial future for me... Eventually.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/06/my-financial-future-to-be/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Emergency Fund Funding and Extra Payments</title>
		<link>http://www.afinancialjourney.com/2010/07/emergency-fund-funding-and-extra-payments/</link>
		<comments>http://www.afinancialjourney.com/2010/07/emergency-fund-funding-and-extra-payments/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 16:55:21 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[extra payments]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[reading]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=167</guid>
		<description><![CDATA[An update on my emergency fund funding and extra debt payments.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2010/07/emergency-fund-funding-and-extra-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year, New Resolutions</title>
		<link>http://www.afinancialjourney.com/2010/01/new-year-new-resolutions/</link>
		<comments>http://www.afinancialjourney.com/2010/01/new-year-new-resolutions/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 21:41:32 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[cash budget]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[job]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=145</guid>
		<description><![CDATA[Life changes have meant short-term goal changes but getting out of debt entirely is still my main target.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2010/01/new-year-new-resolutions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An alternative debt snowball method</title>
		<link>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/</link>
		<comments>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 22:29:00 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[payoff order]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/134/an-alternative-debt-snowball-method/</guid>
		<description><![CDATA[Spouses don't always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball...]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are rewards for successfully paying down debt a good idea?</title>
		<link>http://www.afinancialjourney.com/2009/06/are-rewards-for-successfully-paying-down-debt-a-good-idea/</link>
		<comments>http://www.afinancialjourney.com/2009/06/are-rewards-for-successfully-paying-down-debt-a-good-idea/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 15:24:53 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[cash budget]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/128/are-rewards-for-successfully-paying-down-debt-a-good-idea/</guid>
		<description><![CDATA[Rewards might be a necessary and deserved part of any debt reduction plan.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2009/06/are-rewards-for-successfully-paying-down-debt-a-good-idea/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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