decision-making
Emergency Fund Funding and Extra Payments
New Year, New Resolutions
Life changes have meant short-term goal changes but getting out of debt entirely is still my main target.
An alternative debt snowball method
Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…
Are rewards for successfully paying down debt a good idea?
Rewards might be a necessary and deserved part of any debt reduction plan.
Tough choices: Pay down debt or save for emergencies?
What’s more important, paying down debt or saving for emergencies? Will the answer be the same for everyone?
Debt snowball payoff order: How to decide?
Debt payoff order is important, but your interest rate and the amount you owe are not the most important factors to consider when deciding on a payoff order.
Bought a used truck
An update on my search for an affordable truck.
Holiday roundup
How the holidays impacted my efforts to get debt-free forever.
Is a cell phone contract debt?
What is debt? Do contracts that create obligations to pay qualify as debt?
Deceptive advertising can put you in debt
Don’t fall for deceptive advertising tactics meant to reel you in and make you pay.
More tags
401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making decision-making.personal money management economy emergency fund excessive spending extra cash extra payments friends fun government hardship holidays income interest interest rates job legislation net worth novelties obligations overtime payments payoff order personal responsibility politics problem solving purchases refunds rewards shopping spending support groups t-shirt tough choices travel vacations
