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	<title>A Financial Journey &#187; debt snowball</title>
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	<link>http://www.afinancialjourney.com</link>
	<description>From the depths of debt to a cash based existence</description>
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		<title>The Total Money Makeover Book</title>
		<link>http://www.afinancialjourney.com/2011/11/the-total-money-makeover-book/</link>
		<comments>http://www.afinancialjourney.com/2011/11/the-total-money-makeover-book/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 14:59:23 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[reading]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=224</guid>
		<description><![CDATA[The Total Money Makeover by Dave Ramsey is a get out of debt classic. This book can tell you everything you need to know to get out of debt and will motivate you to do just that.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt-Free Forever: Take Control of Your Money and Your Life Book</title>
		<link>http://www.afinancialjourney.com/2011/11/debt-free-forever-book/</link>
		<comments>http://www.afinancialjourney.com/2011/11/debt-free-forever-book/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 14:58:00 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt-free for life]]></category>
		<category><![CDATA[Gail Vaz-Oxlade]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[Til Debt Do Us Part]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=221</guid>
		<description><![CDATA[If you've ever watched Til Debt Do Us Part, you'll know who Gail Vaz-Oxlade is. For those who don't, she's a no-nonsense proponent of living within your means, without consumer debt. Debt-Free Forever is her top-notch advice for getting out of debt, all in one place.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Free for Life Book</title>
		<link>http://www.afinancialjourney.com/2011/04/debt-free-for-life-is-a-book-worth-your-time/</link>
		<comments>http://www.afinancialjourney.com/2011/04/debt-free-for-life-is-a-book-worth-your-time/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 16:15:47 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[David Bach]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt-free for life]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[support groups]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/04/debt-free-for-life-is-a-book-worth-your-time/</guid>
		<description><![CDATA[Debt Free for Life really re-energized my desire to be debt free -- for life.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Unexpected expenses aren&#8217;t always that unexpected</title>
		<link>http://www.afinancialjourney.com/2010/12/unexpected-expenses-arent-always-that-unexpected/</link>
		<comments>http://www.afinancialjourney.com/2010/12/unexpected-expenses-arent-always-that-unexpected/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 16:50:16 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[hardship]]></category>
		<category><![CDATA[repairs]]></category>
		<category><![CDATA[unexpected expenses]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=182</guid>
		<description><![CDATA[I think it's pretty clear from the repetitive nature of certain events that they aren't really that unexpected after all!]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Had to take a break from money worries</title>
		<link>http://www.afinancialjourney.com/2010/12/had-to-take-a-break-from-money-worries/</link>
		<comments>http://www.afinancialjourney.com/2010/12/had-to-take-a-break-from-money-worries/#comments</comments>
		<pubDate>Sun, 05 Dec 2010 19:52:01 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[cutting costs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[living within means]]></category>
		<category><![CDATA[paying off debt]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=179</guid>
		<description><![CDATA[I took a break from money worries for a few months while I de-stressed and stopped micro-managing my finances.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An alternative debt snowball method</title>
		<link>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/</link>
		<comments>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 22:29:00 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[payoff order]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/134/an-alternative-debt-snowball-method/</guid>
		<description><![CDATA[Spouses don't always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball...]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Debt snowball payoff order: How to decide?</title>
		<link>http://www.afinancialjourney.com/2009/03/debt-snowball-payoff-order-how-to-decide/</link>
		<comments>http://www.afinancialjourney.com/2009/03/debt-snowball-payoff-order-how-to-decide/#comments</comments>
		<pubDate>Mon, 09 Mar 2009 23:43:11 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[payoff order]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=63</guid>
		<description><![CDATA[Debt payoff order is important, but your interest rate and the amount you owe are not the most important factors to consider when deciding on a payoff order.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2009/03/debt-snowball-payoff-order-how-to-decide/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A debt snowball for the winter months</title>
		<link>http://www.afinancialjourney.com/2008/11/a-debt-snowball-for-the-winter-months/</link>
		<comments>http://www.afinancialjourney.com/2008/11/a-debt-snowball-for-the-winter-months/#comments</comments>
		<pubDate>Thu, 27 Nov 2008 18:00:37 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=36</guid>
		<description><![CDATA[My debt snowball is ready to start gaining momentum. I'm just waiting for that first payoff.]]></description>
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		<slash:comments>2</slash:comments>
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