debt payoffs

Emergency Fund Funding and Extra Payments

Debt Payoff Plans Need to be Livable

It’s like a diet. You have to change the way you think and live, not just cut out everything that might keep you from losing weight. Our debt payoff plan is livable and ongoing…Is yours?

Drastic measures to cut debt

Some recent adjustments to my budget have given me more money to pay toward my debt obligations–but I admit, these cuts are a little drastic.

An Update on My debts

An alternative debt snowball method

Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…

Are rewards for successfully paying down debt a good idea?

Rewards might be a necessary and deserved part of any debt reduction plan.

Tough choices: Pay down debt or save for emergencies?

What’s more important, paying down debt or saving for emergencies? Will the answer be the same for everyone?

Debt snowball payoff order: How to decide?

Debt payoff order is important, but your interest rate and the amount you owe are not the most important factors to consider when deciding on a payoff order.

Bought a used truck

An update on my search for an affordable truck.

A debt snowball for the winter months

My debt snowball is ready to start gaining momentum. I’m just waiting for that first payoff.

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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making decision-making.personal money management economy emergency fund excessive spending extra cash extra payments friends fun government hardship holidays income interest interest rates job legislation net worth novelties obligations overtime payments payoff order personal responsibility politics problem solving purchases refunds rewards shopping spending support groups t-shirt tough choices travel vacations

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