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	<title>A Financial Journey &#187; debt-land</title>
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	<link>http://www.afinancialjourney.com</link>
	<description>From the depths of debt to a cash based existence</description>
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		<title>Debt Consolidation &#8211; Is it Good?</title>
		<link>http://www.afinancialjourney.com/2011/04/debt-consolidation-is-it-good/</link>
		<comments>http://www.afinancialjourney.com/2011/04/debt-consolidation-is-it-good/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 02:39:54 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt-free for life]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[my story]]></category>

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		<description><![CDATA[Debt consolidation is not good. Here's why I believe so strongly that debt consolidations are nothing but trouble.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The road to being in debt is paved with fun</title>
		<link>http://www.afinancialjourney.com/2010/07/the-road-to-being-in-debt-is-paved-with-fun/</link>
		<comments>http://www.afinancialjourney.com/2010/07/the-road-to-being-in-debt-is-paved-with-fun/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 16:34:01 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[fun]]></category>
		<category><![CDATA[novelties]]></category>
		<category><![CDATA[t-shirt]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/173/the-road-to-being-in-debt-is-paved-with-fun/</guid>
		<description><![CDATA[This fun and games t-shirt says pretty much everything that needs to be said about debt.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Really Learning to Live Within Our Means</title>
		<link>http://www.afinancialjourney.com/2010/05/really-learning-to-live-within-our-means/</link>
		<comments>http://www.afinancialjourney.com/2010/05/really-learning-to-live-within-our-means/#comments</comments>
		<pubDate>Sun, 09 May 2010 16:08:25 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[decision-making.personal money management]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/166/really-learning-to-live-within-our-means/</guid>
		<description><![CDATA[Living within our means is about more than just spending less than we earn. It's also about having enough left over to save.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is legislation really the right answer when you don’t want to read your contract?</title>
		<link>http://www.afinancialjourney.com/2009/10/is-legislation-really-the-right-answer-when-you-don%e2%80%99t-want-to-read-your-contract/</link>
		<comments>http://www.afinancialjourney.com/2009/10/is-legislation-really-the-right-answer-when-you-don%e2%80%99t-want-to-read-your-contract/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:44:00 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[contracts]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[legislation]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=131</guid>
		<description><![CDATA[Personal responsibility means we have to know what we're signing. So why should the government be responsible for picking up the slack where lenders are concerned? ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>An alternative debt snowball method</title>
		<link>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/</link>
		<comments>http://www.afinancialjourney.com/2009/08/an-alternative-debt-snowball-method/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 22:29:00 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[payoff order]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/134/an-alternative-debt-snowball-method/</guid>
		<description><![CDATA[Spouses don't always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Meltdown of common sense living</title>
		<link>http://www.afinancialjourney.com/2009/05/meltdown-of-common-sense-living/</link>
		<comments>http://www.afinancialjourney.com/2009/05/meltdown-of-common-sense-living/#comments</comments>
		<pubDate>Fri, 15 May 2009 18:29:55 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[excessive spending]]></category>
		<category><![CDATA[government]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=95</guid>
		<description><![CDATA[Fundamental problems with today's society and government.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bought a used truck</title>
		<link>http://www.afinancialjourney.com/2009/02/bought-a-used-truck/</link>
		<comments>http://www.afinancialjourney.com/2009/02/bought-a-used-truck/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 20:56:12 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt payoffs]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[extra cash]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[purchases]]></category>

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		<description><![CDATA[An update on my search for an affordable truck.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday roundup</title>
		<link>http://www.afinancialjourney.com/2009/01/holiday-roundup/</link>
		<comments>http://www.afinancialjourney.com/2009/01/holiday-roundup/#comments</comments>
		<pubDate>Mon, 26 Jan 2009 19:26:17 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt-land]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[purchases]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=50</guid>
		<description><![CDATA[How the holidays impacted my efforts to get debt-free forever.]]></description>
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		<slash:comments>0</slash:comments>
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