debt-land

The road to being in debt is paved with fun

This fun and games t-shirt says pretty much everything that needs to be said about debt.

Really Learning to Live Within Our Means

Living within our means is about more than just spending less than we earn. It’s also about having enough left over to save.

Is legislation really the right answer when you don’t want to read your contract?

Personal responsibility means we have to know what we’re signing. So why should the government be responsible for picking up the slack where lenders are concerned?

An alternative debt snowball method

Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…

Meltdown of common sense living

Fundamental problems with today’s society and government.

Bought a used truck

An update on my search for an affordable truck.

Holiday roundup

How the holidays impacted my efforts to get debt-free forever.

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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making decision-making.personal money management economy emergency fund excessive spending extra cash extra payments friends fun government hardship holidays income interest interest rates job legislation net worth novelties obligations overtime payments payoff order personal responsibility politics problem solving purchases refunds rewards shopping spending support groups t-shirt tough choices travel vacations

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