debt-land
Debt Consolidation – Is it Good?
Debt consolidation is not good. Here’s why I believe so strongly that debt consolidations are nothing but trouble.
The road to being in debt is paved with fun
This fun and games t-shirt says pretty much everything that needs to be said about debt.
Really Learning to Live Within Our Means
Living within our means is about more than just spending less than we earn. It’s also about having enough left over to save.
Is legislation really the right answer when you don’t want to read your contract?
Personal responsibility means we have to know what we’re signing. So why should the government be responsible for picking up the slack where lenders are concerned?
An alternative debt snowball method
Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…
Meltdown of common sense living
Fundamental problems with today’s society and government.
Bought a used truck
An update on my search for an affordable truck.
Holiday roundup
How the holidays impacted my efforts to get debt-free forever.
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401k book cash-based living cash budget common sense contracts credit cards debt-free for life debt-land debt payoffs debts debt snowball decision-making divorce economy emergency fund excessive spending extra cash financial future friends government hardship helpful books holidays income interest interest rates job living within means motivation my story net worth obligations payments payoff order purchases reading refunds retirement shopping spending support groups tough choices travel vacations
