debt-land

Is legislation really the right answer when you don’t want to read your contract?

Personal responsibility means we have to know what we’re signing. So why should the government be responsible for picking up the slack where lenders are concerned?

An alternative debt snowball method

Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…

Meltdown of common sense living

Fundamental problems with today’s society and government.

Bought a used truck

An update on my search for an affordable truck.

Holiday roundup

How the holidays impacted my efforts to get debt-free forever.

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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making economy emergency fund excessive spending extra cash friends government hardship holidays income interest interest rates job legislation net worth obligations payments payoff order problem solving purchases refunds rewards shopping spending support groups tough choices travel vacations

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