contracts

Is legislation really the right answer when you don’t want to read your contract?

Personal responsibility means we have to know what we’re signing. So why should the government be responsible for picking up the slack where lenders are concerned?

Is a cell phone contract debt?

What is debt? Do contracts that create obligations to pay qualify as debt?

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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making decision-making.personal money management economy emergency fund excessive spending extra cash extra payments friends fun government hardship holidays income interest interest rates job legislation net worth novelties obligations overtime payments payoff order personal responsibility politics problem solving purchases refunds rewards shopping spending support groups t-shirt tough choices travel vacations

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