cash-based living
New Year, New Resolutions
Life changes have meant short-term goal changes but getting out of debt entirely is still my main target.
An alternative debt snowball method
Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…
Are rewards for successfully paying down debt a good idea?
Rewards might be a necessary and deserved part of any debt reduction plan.
How to take a real vacation on a tight budget
My friend Allie tells how she budgeted and saved on her vacation—and how you can replicate her success.
Holiday roundup
How the holidays impacted my efforts to get debt-free forever.
Is a cell phone contract debt?
What is debt? Do contracts that create obligations to pay qualify as debt?
401-k disaster blew my net worth gains in October
I made progress, but you wouldn’t know it if you looked only at my lowering net worth.
Cash budgeting with a simple cash budget
How I implemented a cash budget that has helped up live within our means.
Reality is a many faceted thing
The real world has no place in my cash-based future.
Goals
A short and to the point list of my goals.
More tags
401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making economy emergency fund excessive spending extra cash friends government hardship holidays income interest interest rates job legislation net worth obligations payments payoff order problem solving purchases refunds rewards shopping spending support groups tough choices travel vacations
