cash-based living
Drastic measures to cut debt
Some recent adjustments to my budget have given me more money to pay toward my debt obligations–but I admit, these cuts are a little drastic.
New Year, New Resolutions
Life changes have meant short-term goal changes but getting out of debt entirely is still my main target.
An alternative debt snowball method
Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…
Are rewards for successfully paying down debt a good idea?
Rewards might be a necessary and deserved part of any debt reduction plan.
How to take a real vacation on a tight budget
My friend Allie tells how she budgeted and saved on her vacation—and how you can replicate her success.
Holiday roundup
How the holidays impacted my efforts to get debt-free forever.
Is a cell phone contract debt?
What is debt? Do contracts that create obligations to pay qualify as debt?
401-k disaster blew my net worth gains in October
I made progress, but you wouldn’t know it if you looked only at my lowering net worth.
Cash budgeting with a simple cash budget
How I implemented a cash budget that has helped up live within our means.
Reality is a many faceted thing
The real world has no place in my cash-based future.
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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making decision-making.personal money management economy emergency fund excessive spending extra cash extra payments friends fun government hardship holidays income interest interest rates job legislation net worth novelties obligations overtime payments payoff order personal responsibility politics problem solving purchases refunds rewards shopping spending support groups t-shirt tough choices travel vacations
