cash-based living

The Total Money Makeover by Dave Ramsey is a get out of debt classic. This book can tell you everything you need to know to get out of debt and will motivate you to do just that.

If you’ve ever watched Til Debt Do Us Part, you’ll know who Gail Vaz-Oxlade is. For those who don’t, she’s a no-nonsense proponent of living within your means, without consumer debt. Debt-Free Forever is her top-notch advice for getting out of debt, all in one place.

Some recent adjustments to my budget have given me more money to pay toward my debt obligations–but I admit, these cuts are a little drastic.

Life changes have meant short-term goal changes but getting out of debt entirely is still my main target.

Spouses don’t always agree or cooperate when we decide to pay off our debt but there might be a way around that when it comes to the debt snowball…

Rewards might be a necessary and deserved part of any debt reduction plan.

My friend Allie tells how she budgeted and saved on her vacation—and how you can replicate her success.

How the holidays impacted my efforts to get debt-free forever.

What is debt? Do contracts that create obligations to pay qualify as debt?

I made progress, but you wouldn’t know it if you looked only at my lowering net worth.