401k
401-k disaster blew my net worth gains in October
I made progress, but you wouldn’t know it if you looked only at my lowering net worth.
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401k cash-based living cash budget common sense contracts credit cards debt-land debt payoffs debt snowball decision-making economy emergency fund excessive spending extra cash friends government hardship holidays income interest interest rates job legislation net worth obligations payments payoff order problem solving purchases refunds rewards shopping spending support groups tough choices travel vacations
