Debt

Meltdown of common sense living

Fundamental problems with today’s society and government.

Debt snowball payoff order: How to decide?

Debt payoff order is important, but your interest rate and the amount you owe are not the most important factors to consider when deciding on a payoff order.

Bought a used truck

An update on my search for an affordable truck.

Holiday roundup

How the holidays impacted my efforts to get debt-free forever.

Is a cell phone contract debt?

What is debt? Do contracts that create obligations to pay qualify as debt?

Deceptive advertising can put you in debt

Don’t fall for deceptive advertising tactics meant to reel you in and make you pay.

A debt snowball for the winter months

My debt snowball is ready to start gaining momentum. I’m just waiting for that first payoff.

Having extra cash keeps worries away

An emergency fund is important, but just having some cash available is enough to ease the worries.

Feelings are dangerous decision makers

I bought a camper a while back and when I signed on the dotted line, I wasn’t thinking. I was feeling.

It’s a new world

Change is afoot in the US economy and my debt load means I might not be ready for it.

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