Budget

If things don’t improve, I could be out of a job…

My employment status isn’t looking so secure right now.

New Year, New Resolutions

Life changes have meant short-term goal changes but getting out of debt entirely is still my main target.

Are rewards for successfully paying down debt a good idea?

Rewards might be a necessary and deserved part of any debt reduction plan.

Common sense living: Refuse to pay what you don’t owe

Keep your eye out for charges you shouldn’t be paying and then act immediately to get them refunded.

How to take a real vacation on a tight budget

My friend Allie tells how she budgeted and saved on her vacation—and how you can replicate her success.

Talking vacations and support groups

Tips for leaving money worries behind on your next vacation.

Holiday roundup

How the holidays impacted my efforts to get debt-free forever.

Having extra cash keeps worries away

An emergency fund is important, but just having some cash available is enough to ease the worries.

Cash budgeting with a simple cash budget

How I implemented a cash budget that has helped up live within our means.

Reality is a many faceted thing

The real world has no place in my cash-based future.

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