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	<title>A Financial Journey &#187; Kate</title>
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	<link>http://www.afinancialjourney.com</link>
	<description>From the depths of debt to a cash based existence</description>
	<lastBuildDate>Tue, 17 Jan 2012 06:13:09 +0000</lastBuildDate>
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		<title>Holding Off on Any Major Financial Decisions for the Moment</title>
		<link>http://www.afinancialjourney.com/2012/01/holding-off-on-any-major-financial-decisions-for-the-moment/</link>
		<comments>http://www.afinancialjourney.com/2012/01/holding-off-on-any-major-financial-decisions-for-the-moment/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 06:13:09 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=232</guid>
		<description><![CDATA[Although I have been struggling with a major financial decision for the last 6 months, I have finally concluded that the cons outweigh the pros at the moment and that I'm going to hold off on doing anything major quite yet.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>YNAB: You Need A Budget Software for Personal Finances</title>
		<link>http://www.afinancialjourney.com/2011/12/ynab-you-need-a-budget-software-for-personal-finances/</link>
		<comments>http://www.afinancialjourney.com/2011/12/ynab-you-need-a-budget-software-for-personal-finances/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 04:26:45 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[YNAB]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/12/ynab-you-need-a-budget-software-for-personal-finances/</guid>
		<description><![CDATA[YNAB is a nifty little software program to help you budget your money and create a spending plan that will keep you from worrying about your money! It works.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/12/ynab-you-need-a-budget-software-for-personal-finances/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Divorce Papers Are With the Judge</title>
		<link>http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/</link>
		<comments>http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 16:35:29 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/</guid>
		<description><![CDATA[An update on the status of my divorce and finances.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/11/divorce-papers-are-with-the-judge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The Total Money Makeover Book</title>
		<link>http://www.afinancialjourney.com/2011/11/the-total-money-makeover-book/</link>
		<comments>http://www.afinancialjourney.com/2011/11/the-total-money-makeover-book/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 14:59:23 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[reading]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=224</guid>
		<description><![CDATA[The Total Money Makeover by Dave Ramsey is a get out of debt classic. This book can tell you everything you need to know to get out of debt and will motivate you to do just that.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/11/the-total-money-makeover-book/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Debt-Free Forever: Take Control of Your Money and Your Life Book</title>
		<link>http://www.afinancialjourney.com/2011/11/debt-free-forever-book/</link>
		<comments>http://www.afinancialjourney.com/2011/11/debt-free-forever-book/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 14:58:00 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[cash-based living]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt-free for life]]></category>
		<category><![CDATA[Gail Vaz-Oxlade]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[Til Debt Do Us Part]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=221</guid>
		<description><![CDATA[If you've ever watched Til Debt Do Us Part, you'll know who Gail Vaz-Oxlade is. For those who don't, she's a no-nonsense proponent of living within your means, without consumer debt. Debt-Free Forever is her top-notch advice for getting out of debt, all in one place.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>What Life Looks Like at $22,433 a Year</title>
		<link>http://www.afinancialjourney.com/2011/10/what-life-looks-like-at-22433-a-year/</link>
		<comments>http://www.afinancialjourney.com/2011/10/what-life-looks-like-at-22433-a-year/#comments</comments>
		<pubDate>Sun, 23 Oct 2011 17:52:39 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[cash budget]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[hardship]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[living within means]]></category>
		<category><![CDATA[my story]]></category>
		<category><![CDATA[tough choices]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/10/what-life-looks-like-at-22433-a-year/</guid>
		<description><![CDATA[A glimpse into my financial present and my financial future.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/10/what-life-looks-like-at-22433-a-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We See What We Want In the People We Love</title>
		<link>http://www.afinancialjourney.com/2011/10/we-see-what-we-want-in-the-people-we-love/</link>
		<comments>http://www.afinancialjourney.com/2011/10/we-see-what-we-want-in-the-people-we-love/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 16:26:50 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[divorce]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/?p=201</guid>
		<description><![CDATA[I imagined him to be so much more than he turned out to be. I made up elaborate reasons why he behaved the way he did, made the choices he made, had the reactions he had. None of them were real.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/10/we-see-what-we-want-in-the-people-we-love/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Having More Kids is a Great Retirement Plan</title>
		<link>http://www.afinancialjourney.com/2011/09/why-having-more-kids-is-a-great-retirement-plan/</link>
		<comments>http://www.afinancialjourney.com/2011/09/why-having-more-kids-is-a-great-retirement-plan/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 23:13:29 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[reading]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/09/why-having-more-kids-is-a-great-retirement-plan/</guid>
		<description><![CDATA[I came across this book today, and although this isn't the time for me to be thinking about those extra kids I wanted but didn't get, Selfish Reasons to Have More Kids is a book I want to read.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/09/why-having-more-kids-is-a-great-retirement-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Impact of Divorce Posts Will Come Later</title>
		<link>http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/</link>
		<comments>http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 03:50:58 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[my story]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/</guid>
		<description><![CDATA[Blogging during a divorce can be tricky. To protect my financial interests, I've made the decision to limit how much I tell until after the divorce is final. Just in case.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/08/financial-impact-of-divorce-posts-will-come-later/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Divorce &amp; Money Book Teaches How to Make the Best Financial Decisions During Divorce</title>
		<link>http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/</link>
		<comments>http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/#comments</comments>
		<pubDate>Tue, 19 Jul 2011 04:55:55 +0000</pubDate>
		<dc:creator>Kate</dc:creator>
				<category><![CDATA[Financial Help Books]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[helpful books]]></category>
		<category><![CDATA[my story]]></category>
		<category><![CDATA[reading]]></category>

		<guid isPermaLink="false">http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/</guid>
		<description><![CDATA[There are a lot of good reviews of this book, so if you're in a situation where you need some financial advice for a divorce, this book is an excellent option.]]></description>
		<wfw:commentRss>http://www.afinancialjourney.com/2011/07/divorce-money-book-teaches-how-to-make-the-best-financial-decisions-during-divorce/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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