Holding Off on Any Major Financial Decisions for the Moment
Although I have been struggling with a major financial decision for the last 6 months, I have finally concluded that the cons outweigh the pros at the moment and that I’m going to hold off on doing anything major quite yet.
I thought I was going to pay a few things off, then I thought I was going to sell my house and use the proceeds for a special project, then I thought… what the heck? I need a break from all these life changing decisions! And that’s where I’m at now.
Divorce has been a blessing in disguise. I am not going to say too much just in case you know who has discovered this website, but financially speaking, I think I am better off than I’ve been in years. I don’t want to jinx myself, but it is the flat out truth. I can actually go to a movie once a month and not feel like I’m breaking the bank!
Another thing is my renewed motivation for taking a side job I do and turning it into a backup plan for my iffy day job. It is taking some real work and effort but I am seeing small progresses every month. I can’t guarantee it will continue to increase, because this month does seem to be slowing down, but I am going to continue to work at it and hope that my work pays off in the long run.
Even the custody arrangement is working well. I have the kids most of the time, but I get breaks that allow me to refresh myself so my nerves can settle and I can be a better parent when the kids return–until they start to drive me crazy again.
There’s something about having 100% responsibility for children that really makes a difference in how trying it is on one’s nerves. I love my children dearly and absolutely think the current arrangement is best for them, but I am so ready for those breaks when they come!
I keep meaning to update the site with my progress with using YNAB, but there isn’t a lot to say. The program is fantastic and works so well for me that I am almost kicking myself that I didn’t go ahead and buy it sooner. Who knows, maybe it would have saved my marriage… Oh, wait, I definitely didn’t get the program too soon in that case. LOL.*
*Don’t take me too seriously here…. Divorce sucks, even if it is easy to look back and see that maybe it really was the best thing that could have happened in the circumstances.
Also, the only thing I haven’t wavered on is the need for a flush emergency fund. That is not a decision I’m putting off.
Leave a Comment