If things don’t improve, I could be out of a job…
Ouch. The good news is I still have my part-time job, but the bad news is that I don’t know for how much longer.
The impact to my budget and debt-payoff goals would be severe.
The company I work for is going through some financial difficulties related to financing. If I lose my job, I’ll probably have to take on something much less lucrative, at least for a while that could mean a doubling of my work hours for about the same pay.
Since that can’t happen, I’ve been working madly to try to trim our expenses in case I end up out of work. I don’t work enough hours to qualify for unemployment, as far as I know, and staying home with the kids is my number 1 priority. I take them to school and I pick them up, and I won’t give up the time I have with them, because in about 8 years it will all be gone as they reach college age.
The thing is, I don’t want to sell anything, but if that’s what it takes, I’ll do it. However, my husband seems to be taking the future possible joblessness seriously, and he’s started to mention ways he can bring in some extra cash.
I’m spending my days when I’m home and the kids are at school working on some side income jobs. Mostly working on a few websites I’ve got going to try to bring them up to snuff and pull in a few dollars.
I would love to use this money to get out of debt, because right now, my websites are bringing me about $100 a month. If I can increase this by 10, I will be able to quit worrying about my job income. If I can increase this by 20, I would be able to re-implement my serious get-out-of-debt plan where I was on the road to being completely debt free.
I would also be able to stay home permanently. I really don’t like driving to the office, even though I only do it once or twice a week these days.
I am trying to decide if I want to track this other income activity here on this site, or if I’m going to stick to strictly talking about my debt payoff journey here. I’m not sure, but the site is A Financial Journey and I think it would fit in with the theme. Still, it’s a decision I haven’t made.
Leave a Comment